The Four Steps to Build Wealth

It Only Work If You Practice All Four!

Make a Decent Wage! the most Important.

1.Training

2.Education

3.Certification

4.Good Work History

5.Business Ownership

Mutiple Streams of Income

Spend Less Than You Make.

1.Track Your Spending to Identify Losses.

2.Create and use a spending Plan.

3.Shop with a list and stick to it.

4.Make more meals at home.

5.Price compare

6.Check your credit report

7.Use credit wisely

Make The Money You Don’t Spend Work For You- INVEST!

1.Earning interest instead of paying it.

2.Saving account (high interest)

3.CDs

4.Retirement Planning

5.Stocks & Bonds

6.Mutual Funds

charitable Giving

Protect Yourself form Loss- This One We Forget To Do!

1.Emergency Fund

2.Insurance- LIFE, HEALTH, PROPERTY

3.Consumer Smarts

4.Estate Planning

5.Prenuptial Agreement

6.Healthy Lifestyle

7.Maintenance & Repair